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  • Why Choose SMS?
  • Technology
  • Superior Service
  • For Agents, By Agents
 

Senior Market Sales is . . .
A national IMO dedicated to helping independent insurance agents and agencies leverage their time, make more money and put their business in a position of distinction.


How You Can Get the Most from SMS

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The Future of Insurance Sales is Here at SMS . . .

Senior Market Sales has emerged as a leading innovator of technology-assisted insurance sales and marketing.


For example, with our proprietary Lead Advantage tool, SMS was able to deliver more than 100,000 leads to agents in 2009.

Online Quotes, Forms and Leads
Lead Advantage Online & Lead Management Platform
Get Your Own Web Site From SMS

Dedicated to Your Success . . .

When you contract with SMS, you’re surrounding yourself with business partners dedicated to your success. Our Marketing Department has the products, tools and knowledge to help you write more business, and our Administrative Department works hard to make sure you and your clients have a hassle-free experience.

Learn More About The SMS Story
Meet Our Marketing Team
How to Submit an App

A company run for agents, by agents . . .

After nearly three decades, SMS has evolved from a small Medicare Supplement agency into one of the industry's foremost independent marketing organizations (IMO).


As the “Boomers“ begin to fill the market, SMS has felt the need to expand its workforce. 2010 will see our company grow to nearly 80 employees, with offices in five states! Click Here to meet SMS.

Deadline Extended! Last Chance to Earn $100 for Early Certification with UHC

Written on Wednesday, September 1, 2010

You now have until Sept. 6th to complete your required Medicare Advantage training and certification for UnitedHealthcare and still earn $100.

Sales Tip #13: Flexible Funding Options for an IUL Retirement Supplement Case

Written on Tuesday, August 31, 2010

Retirement supplement is a strong concept in today's life insurance market. But many agents have a tendency to fall into a routine when working this concept, utilizing one or two common funding scenarios as a default. This sales tip will describe a flexible funding option that you may not have encountered before, but could be a great fit for certain situations.

Steps for a Successful LTC 1035 Exchange

Written on Tuesday, August 31, 2010

Thanks to the Pension Protection Act of 2006, your clients have the option to transfer money from an annuity or life insurance policy to an LTCi policy without creating a taxable event.

Mutual of Omaha No. 2 on LTCi Carrier Report Card

Written on Tuesday, August 31, 2010

As part of its fifth annual LTCi Market Study, Agent Media surveyed more than 275 agents to find out which carriers best meet their needs.

UnitedHealthcare® Non-Commissionable Counties as of Sept. 1st

Written on Tuesday, August 31, 2010

United Healthcare has implemented changes for non-commissionalbe counties starting September 1st, 2010.

Aetna Medicare Advantage Certification Instructions

Written on Tuesday, August 31, 2010

Aetna’s 2011 producer certification portal is now available. Pending Aetna’s removal from CMS sanctions, you must complete the certification program and be licensed and appointed before engaging in any sales-related activities with Aetna.

6 Reasons to Sell Custom Guarantee

Written on Monday, August 30, 2010

NACOLAH’s Custom Guarantee is a great solution for clients who want the performance and flexibility of universal life coverage—plus the solid guarantees associated with whole life insurance.

Guaranteed Exchange Provision Added to NACOLAH’s Custom Guarantee

Written on Monday, August 30, 2010

NACOLAH’s Custom Guarantee universal life insurance product has a Guaranteed Exchange Privilege that allows the client to exchange their Custom Guarantee policy for a cash value accumulation universal life product without underwriting or surrender charges.

Protective Life: Real People, Real Underwriting Case Studies

Written on Monday, August 30, 2010

Whether your client has been treated for a previous cardiac event or certain types of cancer, has a plus-sized build, or is a well-controlled diabetic, Protective’s reality-based underwriting approach could result in a more competitive offer.

Impressive Stats for Life Insurance Sales in First Half

Written on Friday, August 27, 2010

Life Insurance sales are up through the first six months of the year.

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