MIPPA Med Supps-eNewsletter

Senior Market Sales, Inc. Agent Advantage eNews - Providing a secure future for insurance professionals and their clients.

Pre-Funded Final Expense
Mutual of Omaha to Begin Accepting MIPPA Med Supp Applications in March
After years of talking about Modernized Medicare Supplement Plans, one carrier is finally ready to start taking applications.

Mutual of Omaha has announced they will begin accepting Modernized Med Supp applications March 1st. Learn More.

These plans must be sold for effective dates after June 1st, 2010. Contract Now to be Ready.

Call 1-877-888-9996 to Request Rates and Outlines of Coverage for Your State.

Medicare Supplement      TOP

Visit MedSuppForAgents.comBookmark our new web page:
http://www.seniormarketsales.com/
go/sms/medicare-solutions/medicare-
supplement/ on your web browser.

Marketing Credits from Mutual of Omaha
For every Medicare supplement issued during 2010, credits will be deposited into your personal marketing account. As your balance grows, apply your credits toward a variety of items to help take your Mutual of Omaha Med Supp business to the next level. Learn More.

Mutual of Omaha Bonus Rewards Program
Earn a 12% bonus on commissionable premium when you meet production and persistency requirements. Bonus payouts begin in a policy’s 7th year (8th year in Texas). See Production and Persistency Requirements.

2010 Medicare Supplement Winners & Losers

Online Medicare Supplement Sales
100% paper-free Medicare Supplement sales with Mutual of Omaha’s eSignature. Learn how to get started. Now Available in Florida!

Medicare Advantage      TOP

How Does Your MA Plan Measure Up?Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/medicare-solutions/medicare-
advantage/ on your web browser.

UnitedHealthcare® Training in Your Area
Search by city and state for meetings in your area. Check back regularly for new training opportunities.

What Will You Sell After Lock-in?
UnitedHealthcare and Arcadian have extensive portfolios of Special Needs Plans you can sell year-round.

First, find products in your area by going to www.MAforAgents.com and doing a QuickQuote search. Then, Request a Contract or call 1-877-645-0147 to get started.

Travel Insurance      TOP

Visit TravelInsuranceCenter.comBookmark our new web page:
http://www.seniormarketsales.com/
go/sms/travel/ on your web browser.

Group Travel Insurance: Great Plans at Great Rates
Group "Lite" — Great benefits at "Lite" prices. Recommended for domestic U.S. travel. View Benefits and Pricing

Download a Group Lite application

Group "Deluxe" — Better benefits and great prices. Recommended for Foreign and Domestic Travel.
View Benefits and Pricing

Download a Group Deluxe application

Sign up for the free Travel Insurance Affiliate Program
www.TravelHealthAgent.com
Easily add our selection of Travel Insurance, International Health Insurance, and Travel Accident insurance to your website!

Contact Brandon, Alan or Dan at 1-866-979-6753.
info@TravelInsuranceCenter.com

How To Open Secure Email From SMS
E-mails from SMS that contain sensitive information—such as social security numbers, account numbers or member IDs—will be encrypted. When you receive a secure email from SMS, follow these instructions:

1. Open the email and locate the link to the SMS Portal—"You have a Senior Market Sales Secure Email . . ."
2. If you are a first-time user, you will need to create an account—Simply enter your email, a password and a password reminder
3. A notification email will be sent to you. Activate your secure account using the link contained in the email.
4. The link will take you back to the portal site where you need to enter your email address and the password you just created. Your secure email box will open immediately.

To bring your own practice in compliance with the Hi-Tech Act, go to www.zixencryption.com. What is Hi-Tech and Secure E-mail?

The SMS Agent Advantage newsletter is posted on the home page at www.SeniorMarketSales.com

Send contact changes to sms@seniormarketsales.com

What's New

Join the SMS Group on LinkedIn
Join the Senior Market Sales
group on LinkedIn

Join the "Better Buckets Beta"
group on LinkedIn

Special Offers

Play Medicare Solutions Jeopardy!
Test your Medicare knowledge and challenge your friends.

Free LTCi Partnership Training Available

E&O Insurance as low as $395/Yr

New HIPAA Laws for Agents Now in Effect

Annuity      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/annuities/ on your web browser.

Half of IRA Owners Unaware of Roth Conversion Opportunity

Big Month for SPIAs
First the Obama administration endorsed the boring but safe immediate annuity as a retirement income vehicle. Now the Labor and Treasury Departments are studying its benefits as a possible solution to disappearing pensions. Read More.

The Belt and Suspenders Approach to Leaving a Legacy
The BPASelect Income Advantage and the Family Endowment Rider offer your clients the dual protection of a belt and suspenders by creating a guaranteed income stream and a rich death benefit for their heirs. See the strategy here.

To learn more about the powerful BPASelect indexed annuity,
call 1-877-645-4939.

Life Insurance      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/life-insurance/ on your web browser.

SMS Exclusive: We Are Proud to Introduce Legacy Safeguard
This is simply the most powerful final expense marketing tool you will find. Learn More

For information, attend our webinar on March 5th. Register Now!

Pension Maximization Using Universal Life

Sales Illustrated:
A Life Alternative to Roth IRA Conversions
A Roth IRA conversion may be a great opportunity for certain situations, but what can you do for clients who don’t want to pay the additional taxes, or expect to be in a lower tax bracket when they retire? Learn More

Missed Our Webinar on Business Continuation Planning?
Get materials here.

Long Term Care      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/ltc/ on your web browser.

Free LTCi Partnership Training Now Available
Agents appointed with Mutual of Omaha now have the opportunity to take their 4-hour Partnership renewal course or their 8-hour initial course for free. Training is available online or in a classroom. Learn how to get your FREE Partnership Training.

Not Contracted with Mutual of Omaha for LTC?
Take this opportunity to familiarize yourself with Mutual Care® Plus and their new multi-life product Mutual Care® at Work. Exciting benefits of this product portfolio include:

  • New cash benefit – provides cash on day one with no elimination period
  • Modified Guaranteed Issue – Mutual Care® at Work product only
  • New single–premium option
  • Benefits based on monthly amounts (not daily amounts)
  • New calendar day elimination period instead of service days
  • Premium allowances can be stacked – giving clients maximum savings
  • Lots of stay-at-home features for clients who want to avoid a nursing home

Call 1-888-456-8884 Option 4 for more information.

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