New SMS Website-eNewsletter

Senior Market Sales, Inc. Agent Advantage eNews - Providing a secure future for insurance professionals and their clients.

Check Out Our New Website
New SeniorMarketSales.com Puts Tools and Information at Agents' Fingertips
Senior Market Sales is proud to unveil our new corporate web site at SeniorMarketSales.com, featuring a variety of tools, training and other content aimed at helping independent insurance agents increase their knowledge, become more efficient and sell more as a result.

The New SeniorMarketSales.com offers access to:
Our proprietary Lead Advantage tool that allowed Senior Market Sales to distribute more than 100,000 leads in 2009
A Contact Management System that helps agents track client touches and appointments
Up-to-date Training and Events Calendar
Lead Programs and Direct Mail Solutions
Compliance Feed with updates from more than 40 carriers
The SMS Blog, including product updates, industry news and more
Educational White Papers and recorded webinars available for download
All the informative articles SMS has published over the past year
SMS eNewsletter back issues
Coming Soon: Online Contracting with select carriers
Medicare Supplement      TOP

Visit MedSuppForAgents.comBookmark our new web page:
http://www.seniormarketsales.com/
go/sms/medicare-solutions/medicare-
supplement/
on your web browser.


Making the Switch
5 Questions and Answers About Disenrolling from Medicare Advantage

Senate Race Sinks Health Care Reform
Health Care Reform was a foregone conclusion; then the unthinkable happened. A Republican won the Massachusetts Senate seat Ted Kennedy had held since 1962 and, at the same time, dealt a death blow to the Democrats’ Health Care Reform plans. Read More.

Medicare Advantage      TOP

How Does Your MA Plan Measure Up?Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/medicare-solutions/medicare-
advantage/
on your web browser.


What Will You Sell After Lock-in?
UnitedHealthcare and Arcadian have extensive portfolios of Special Needs Plans you can sell year-round.

First, find products in your area by going to www.MAforAgents.com and doing a QuickQuote search. Then, Request a Contract or call 1-877-645-0147 to get started.

Last Chance: Half-Price Lead Program
Aetna is offering to share 50% of the cost for approved direct mail campaigns. Learn more

Approved Prospecting Materials from UnitedHealthcare®
United Healthcare's Agent Toolkit has professionally designed marketing materials to help you get the word out about UnitedHealthcare's products. Choose from flyers, postcards or ads pin-pointed to your target audience.

Training Opportunities from UnitedHealthcare®
View upcoming training sessions in Denver, upstate New York, north Georgia, Arizona, Massachusetts and Rhode Island. Check back regularly for new training opportunities in your area.

CIGNA Halting 2010 OEP Enrollments for PFFS Product
Effective Feb. 1st, 2010, CIGNA is closing its Medicare Access PFFS product to OEP enrollments. Learn More

Travel Insurance      TOP

Visit TravelInsuranceCenter.comBookmark our new web page:
http://www.seniormarketsales.com/
go/sms/travel/
on your web browser.


Travel Insurance Plan of the Month: Travelex Travel Select
Great benefits and great pricing make this the plan of choice at Travel Insurance Center.

Get a Quote View Plan Benefits

Contact Brandon, Alan or Dan at 1-866-979-6753.
info@TravelInsuranceCenter.com

How To Open Secure Email From SMS
E-mails from SMS that contain sensitive information—such as social security numbers, account numbers or member IDs—will be encrypted. When you receive a secure email from SMS, follow these instructions:

1. Open the email and locate the link to the SMS Portal—"You have a Senior Market Sales Secure Email . . ."
2. If you are a first-time user, you will need to create an account—Simply enter your email, a password and a password reminder
3. A notification email will be sent to you. Activate your secure account using the link contained in the email.
4. The link will take you back to the portal site where you need to enter your email address and the password you just created. Your secure email box will open immediately.

To bring your own practice in compliance with the Hi-Tech Act, go to www.zixencryption.com. What is Hi-Tech and Secure E-mail?

The SMS Agent Advantage newsletter is posted on the home page at www.SeniorMarketSales.com

Send contact changes to sms@seniormarketsales.com

What's New

Join the SMS Group on LinkedIn
Join the Senior Market Sales
group on LinkedIn


Join the "Better Buckets Beta"
group on LinkedIn

Special Offers

Training & Events from
Senior Market Sales

E&O Insurance as low as $395/Yr

New HIPPA Regulations
for Agents

You need to be aware that new HIPPA privacy standards are going into effect for agents and brokers on February 17th, 2010. Learn More.

Get instructions for viewing secure e-mail here.

Annuity      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/annuities/
on your web browser.

BPASelect Income Advantage Now Available in California
Start offering the most client-friendly income rider on the market.
Learn More.

Using Annuities to Fund LTCi
Thanks to the Pension Protection Act, which went into effect January 1st, annuity payments that go directly toward LTCi premiums are tax free!

For more on funding LTCi using annuities, download our white paper "The LTCi-Annuity Link."

North American (NACOLAH) Now Accepting New Agents
This reintroduction is being offered only to select elite distribution partners.

Call 1-877-645-4939 for details.

Join us in Phoenix for the Annexus Training Experience

March 4th & 5th, 2010

Call 1-877-645-4939 to register.

Must be appointed with and have written some business for Annexus to attend.

Life Insurance      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/life-insurance/
on your web browser.

Webinar:
New Survivorship GIUL Product

Learn how this new product from NACOLAH can help you fulfill your clients' estate planning needs.

Date: January 28th, 2010
Time: 10:00 am CST
Register Now

Webinar:
Help Clients Prevent Their Own Mortgage Crisis

Date: February 2nd, 2010
Time: 10:00 am CST
Register Now

Introducing Legacy Safeguard
Attend the Feb. 5th webinar to learn more.

A turn-key final expense selling system that will have you earning an additional $16,000 a month!

Sales Illustrated:
Term Life Answers

Customize your own marketing piece promoting term insurance from Mutual of Omaha to families with children, mortgages, interest in funding children's education.

Long Term Care      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/ltc/
on your web browser.

Free Partnership Training!
Coming this February, you can get your 4-hour partnership renewal course or, if you’re not already partnership certified, your 8-hour initial course for FREE by being contracted with SMS.

Call 1-888-456-8884 (Option 4) for details.

Looking for a New LTC Carrier?
If your carrier-of-choice recently left the market or you're simply looking for a fresh start in 2010, Mutual of Omaha has what you're looking for: financial stability, name recognition and a comprehensive product portfolio.

Call us at 1-888-456-8884 (option 4) to get contracted.


SMS Logo

8420 West Dodge Road 5th Fl.
Omaha, NE 68114-3446
1-800-786-5566
SMS Employee Directory

Hours of Operation
Central Time
Monday - Thursday
7:30 a.m. - 5:00 p.m.
Friday 7:30 a.m. - 4:00 p.m.
Visit the SMS Website 24/7 for forms, quotes and more

For Agent Use Only