Pre-funded Final Expense-eNewsletter

Senior Market Sales, Inc. Agent Advantage eNews - Providing a secure future for insurance professionals and their clients.

Pre-Funded Final Expense
Powerful Final Expense Marketing Tool—Perfect for Medicare Supplement Agents
Did you know that 90% of Americans think it is a good idea to pre-fund their end-of-life needs—yet only 12% of people actually do it? That’s what we call an untapped market.

With National Guardian Life's Funeral Trust combined with the Legacy Safeguard Turnkey Marketing System, you could be making an additional $16,000 per month just by asking one additional question on your Med Supp appointments! Learn More.

Sign up for our webinar to learn more about this exciting new product and turnkey marketing system.
Date: February 19th, 2010
Time: 10:00 am CST
Presenter: Brian Adams
Register Now

Medicare Supplement      TOP

Visit MedSuppForAgents.comBookmark our new web page:
http://www.seniormarketsales.com/
go/sms/medicare-solutions/medicare-
supplement/
on your web browser.

Who Has Announced Modernized Med Supp Plans for 2010?
And how do they compare to current plans?

Call us to find out, 1-877-888-9996.

Sell Medicare Supplement Online
Ready for 100% paper-free sales? E-signature policies get issued faster, you get paid faster. Learn how you can sell Mutual of Omaha Medicare Supplements electronically today.

Medicare Advantage      TOP

How Does Your MA Plan Measure Up?Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/medicare-solutions/medicare-
advantage/
on your web browser.

What Will You Sell After Lock-in?
UnitedHealthcare and Arcadian have extensive portfolios of Special Needs Plans you can sell year-round.

First, find products in your area by going to www.MAforAgents.com and doing a QuickQuote search. Then, Request a Contract or call 1-877-645-0147 to get started.

AARP Product Certification
If you are selling any AARP-branded products through UnitedHealthcare®, you must immediately complete the 2010 AARP 101 training module or you will not receive commissions. Agents who are selling any of the Dual-Eligible SNP products must also complete a state-specific module from every state in which they intend to write business.

February UnitedHealthcare® Training Dates and Webinars
Check back regularly for new training opportunities in your area.

Travel Insurance      TOP

Visit TravelInsuranceCenter.comBookmark our new web page:
http://www.seniormarketsales.com/
go/sms/travel/
on your web browser.

Travel Insurance Plan of the Month: USA Assist
After a brief absence from our stable of top–rated travel and international health products, USA Assist's Global Trip plans are back.

Includes: trip cancellation/interruption benefits and international health benefits.

Free Quotes Available Online

Contact Brandon, Alan or Dan at 1-866-979-6753.
info@TravelInsuranceCenter.com

How To Open Secure Email From SMS
E-mails from SMS that contain sensitive information—such as social security numbers, account numbers or member IDs—will be encrypted. When you receive a secure email from SMS, follow these instructions:

1. Open the email and locate the link to the SMS Portal—"You have a Senior Market Sales Secure Email . . ."
2. If you are a first-time user, you will need to create an account—Simply enter your email, a password and a password reminder
3. A notification email will be sent to you. Activate your secure account using the link contained in the email.
4. The link will take you back to the portal site where you need to enter your email address and the password you just created. Your secure email box will open immediately.

To bring your own practice in compliance with the Hi-Tech Act, go to www.zixencryption.com. What is Hi-Tech and Secure E-mail?

The SMS Agent Advantage newsletter is posted on the home page at www.SeniorMarketSales.com

Send contact changes to sms@seniormarketsales.com

What's New

Join the SMS Group on LinkedIn
Join the Senior Market Sales
group on LinkedIn


Join the "Better Buckets Beta"
group on LinkedIn

Special Offers

Medicare Solutions Jeopardy!
Test your Medicare Solutions knowledge and challenge your friends.

Free LTCi Partnership Training Available
Call 1-888-456-8884 Opt 4 for Details

E&O Insurance as low as $395/Yr

New HIPAA Laws Take
Effect Feb. 17th

You need to be aware that new HIPAA privacy standards are going into effect for agents and brokers this month! Read More.

Annuity      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/annuities/
on your web browser.

Study Confirms Americans Need Retirement Income Planning Help
A survey by Putnam Investments supports Senior Market Sales’ long-held position that Americans need guidance on how to convert their retirement savings into income—and agents with the foresight to tap into this market now will find a very lucrative niche indeed. Read More.

Annuities: The Official Retirement Vehicle of the Obama Administration
Annuities are among the tools the administration is promoting as giving Americans a better shot at a more secure retirement. Read More.

Life Insurance      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/life-insurance/
on your web browser.

Choosing the Right Indexed Life Product
3 characteristics to help you find the IUL product that best fits your clients' needs.

Read the article by our very own Pat Sheridan, published in Agent’s Sales Journal.

Featured Webinar:
Estate Planning with Life Insurance

Find out what questions you should be asking to uncover estate planning needs.

Date: February 24, 2010
Time: 2:00 pm CST
Register Now

Other Webinars:
Colony Term UL – An Innovative Alternative to Term Life Insurance
February 12th, 2010

Business Planning
with Life Insurance

February 23rd, 2010

Help Your Clients Prevent Their Own Mortgage Crisis
Recorded - Listen Anytime

Long Term Care      TOP

Bookmark our new web page:
http://www.seniormarketsales.com/
go/sms/ltc/
on your web browser.

Free Partnership Training!
This month, you can get your 4-hour partnership renewal course or, if you’re not already partnership certified, your 8-hour initial course for FREE by being contracted with SMS.

Call 1-888-456-8884 (Option 4) for details.


SMS Logo

8420 West Dodge Road 5th Fl.
Omaha, NE 68114-3446
1-800-786-5566
SMS Employee Directory

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7:30 a.m. - 5:00 p.m.
Friday 7:30 a.m. - 4:00 p.m.
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