If you or your clients are traveling internationally, make sure that buying travel insurance is on your and their list of things to do before heading out. The Huffington Post’s travel blog recently listed this as one of 10 things you need to do before any international trip.
Did you know the Centers for Disease Control and Prevention (CDC) even recommends that international travelers consider travel, travel health and medical evacuation insurance?
As you can suspect, we fully agree. But where do you or your clients start?
The Huffington Post article advises checking your health insurance policy to see if it includes international coverage. If it doesn’t, then you might consider buying a short-term travel health insurance policy that will cover you during your trip. International medical insurance may include emergency evacuation, reunion, repatriation benefits, accidental death and dismemberment and travel assistance services. Travel health plans allow you to choose the maximum policy coverage level and deductible, which affects the premiums, giving you more control over costs than is the case with travel protection plans. Coverage is guaranteed without underwriting, meaning no medical questions are asked. However, pre-existing conditions are generally excluded.
If medical evacuation insurance is not included in the travel health insurance plan you purchase, you may want to consider buying that coverage. You also might consider travel insurance with coverage for trip protection, trip cancellation, war and terrorism, supplier default and lost or stolen baggage.
Once you’re on the trip, the CDC recommends you carry copies of your insurance policy identity cards and insurance claim forms and retain copies of all bills and receipts for medical care received abroad.
Whether you, your family, your friends or your clients are traveling abroad, remember that Travel Insurance Center will help you understand all your options and find the best coverage for the best price. Become a Travel Insurance Center affiliate so that when you do help clients with travel insurance, you earn commissions — even for just referring them to us!
Any questions? Give us a call at 1-866-979-6753 or visit www.TravelInsuranceCenter.com.