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Indexed GUL Provides the Flexibility for Your Clients' Changing Needs

Indexed Guaranteed Universal Life offers your clients the flexibility and opportunity for cash accumulation.

Latest From CMS on Exchanges: "Agents and Brokers Will Play a Role"

On May 1, 2013, CMS addressed the role of agents and brokers in the health care exchanges.

New Rule Explains How Medicare Will Pay Under ACA

Medicare recently released a 1,424 page rule telling Medicare hospitals what they will get paid in 2014.

Ask Dan: Pre-existing Medical Conditions Waiver

A customer asks: I have pre-existing medical conditions and want coverage for emergency medical and medical evacuation, but not trip cancellation. Can you help?

More Reasons to Use Mutual's e-App

Hundreds of SMS agents have been successful in enrolling their Medicare Supplement cases online using Mutual of Omaha's e-App process.

College Funding Using Life Insurance

Did you know you can grow your Life insurance business by talking to clients about using Life insurance in the college funding process?

Medicare Answers: Is the Sequestration Order Affecting Medicare?

This week's Ask Roger answers the question whether the sequestration order is affecting Medicare.

3 Questions Your Clients Need to Answer

Three questions your clients have about LTC. 

CMS Reverses Position on Proposed Medicare Advantage Cuts

The industry breathed a big sigh of relief when CMS announced that instead of a 2.2% cut, it was instead increasing reimbursement rates for MA plans by 3.3%!

Medicare Answers: VA Health Care with MA Plan as a Backup, Possible or Not?

This week’s question asks whether its possible to use VA health care with MA as a backup.

LTCi Premium Increases Stabilize

Industry experts are optimistic that rates have stabilized. 

Give Your Clients an MA Upgrade

Coventry, Humana, UnitedHealthcare® and HealthSpring have introduced procedures that allow agents to help their clients switch from low-performing plans and still get paid.

Overseas Medical Emergencies: Are Your Clients Prepared?

If your clients were overseas and a medical emergency occurred how confident would they be in that scenario?

LTC = Living Through Challenges?

As I think about the millions of Americans who have not been educated on long-term care, I wonder if the title “long-term care” should be stated differently.

After Years of Talking the Medicare Talk, Roger Marvel Walks the Medicare Walk

Roger Marvel, Associate Director of Med Supp at SMS, turns 65 today and answers a few questions about what it's like for him to become Medicare eligible.