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What Is AG38?

Effective January 1, 2013, new NAIC Guidelines (AG38) will go into effect. Learn how they'll impact your business. 

Legacy Safeguard Offers Estate Planning Support

When a client purchases Living Promise whole life from United of Omaha, they receive many free services with Legacy Safeguard.

Medicare Answers: High Deductible Plan F and Guarantee Issue

This week's Ask Roger has two questions. The first deals with proposing high-deductible Plan F as a supplement and the second, plans that pay full commission for guaranteed issue.

Insuractive's Recent Premium and Benefit Changes

Insuractive recently made premium and benefit changes to several of their trip cancellation plans.

When to Use Fixed Annuities

Fixed Indexed Annuities are surging in popularity, but when should advisors really be using them? 

Medicare Answers: When to Use a Scope of Appointment Form

This week's question deals with when to use a Scope of Appointment form.

Why Your Clients Need Travel Insurance

Traveling can be exciting and rewarding, but it can also be expensive when the unexpected occurs far from home.

Help Your Clients Make Better Pension Decisions

New BizBuilder guidebook from Annexus walks your clients through the decision process

Introducing Living Promise Whole Life Insurance With Legacy Safeguard

SMS is excited to introduce Living Promise with Legacy Safeguard, a powerful combination of whole life insurance product and turnkey marketing system.

Introducing AICOE – Agent Initiated Consumer Online Enrollment

SMS is proud to introduce Agent Initiated Consumer Online Enrollment (AICOE), an easy and compliant way to help your MA-PD clients enroll online.

Questions You Should be Asking Your LTCi Prospects

If you find it difficult to talk to prospects about LTCi in this tough environment, here are questions you should consider asking on your next appointment.

Medicare Answers: Medicare Supplement Guaranteed Issue & Medicaid Extra Help

This week's Medicare Answers has two questions, Medicare Supplement Guaranteed Issue and Medicaid Extra Help.

Selling Life Insurance in a Low-Interest Rate Environment

With interest rates at their lowest since right after World War II, life insurance companies face a significant challenge in keeping their products competitive.

SilverScript Joins Cigna and Aetna to Offer Lifetime Renewals on PDP Plans

Just as Cigna and Aetna announced lifetime renewals, SilverScript has joined in offering lifetime renewals on its PDP plans.

Aetna to Acquire Coventry in Massive $7.3 Billion Deal

After many of its competitors grew through acquisition, Aetna pulled off the biggest deal of all, agreeing to purchase Coventry Health Care for $7.3 billion.