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Florida Power of Attorney Changes

The state of Florida recently enacted legislation that affects one of the basic estate planning documents — the power of attorney.

Medicare Answers: Part B Enrollment Rights

This week’s question deals with Part B rights and when you can sign up after the initial enrollment period.

Introducing Aviva Life Products
Senior Market Sales would like to introduce the newest addition to our Life Insurance portfolio, Aviva Life.

Breaking Into the Multi-Life Market Part 1: What Businesses To Target

Reaching out to employers and presenting multi-life LTCi for the first time can be daunting. Here's what you need to know before you get started.

New Travel Insurance Banner Ads for Your Website!

Add your favorite Travel Insurance Center banner ad to your website.

New Qualified Money Rules Proposed

The Treasury Department proposed several new regulations to make it easier for middle-class retirees to convert money in their 401(k) into an annuity.

Medicare Answers: Pre-existing Conditions and Guaranteed Issue for Medicare Supplement

This week's Medicare Answers clarifies Med Supp's treatment of pre-existing conditions and what happens to your clients'' plan when move to a different state.

Join the BALIR™ Revolution

March 5, 2012 marked the historic launch of the BalancedAllocation Lifetime Income Rider™ (BALIR™), which represents the next evolution in income riders.

New Medicare Supplement Carrier: Omaha Insurance Company

Senior Market Sales is proud to introduce its newest Medicare Supplement carrier: Omaha Insurance Company.

Medicare Answers: Benefit Periods Clarified; Limits on Physical Therapy

This week's Medicare Answers clarifies Medicare's treatment of the 60-day benefit period and limits on coverage for physical therapy.

Why Is Term-UL Cheaper Than Term?

Why are hybrid term-UL policies consistently cheaper than their traditional term counterparts?

Medicare Answers: Home Care Visits and Medicare

This week’s question deals with Home Health Care. A concerned agent asked, “How many home care visits will Medicare pay for a disabled 65 year old?”

Five Tips to Help Your Clients Maximize Their Medicare Advantage Plan in the New Year

Dr. Rhonda Randall, chief medical officer of UnitedHealthcare Medicare & Retirement, gives tips to help MA enrollees improve their health and maximize coverage.

MA and PDP Consolidations Prove It Pays to Run With the Best

Carriers are consolidating for several reasons, but many smaller carriers simply don’t have the resources to compete in today’s environment. 

How to Use HSA to Help Clients Pay For Long-Term Care Insurance Premiums

Using an HSA to pay for LTCI premiums may be an attractive option for your clients who are not eligible to deduct their premiums on their federal tax return.