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Pending approval of a new application, all Plan N applicants will be subject to normal underwriting requirements for tobacco rates and height/weight rate ups.
Travel industry experts largely attribute the uptick in travel insurance sales to an unusually busy year for natural disasters and bad weather.
Why are indexed annuities experiencing such a surge in popularity? We believe it’s because offer three unique attributes clients can’t find anywhere else.
Income riders are a popular feature on fixed indexed annuities. But they are not one-size-fits-all, suitable for anyone who wants to generate an income stream.
Premium financing allows wealthy people to borrow money to pay large life insurance premiums. As with anything, there are pros and cons to such a practice.
Here are 5 questions and answers about the process of disenrolling from Medicare Advantage.
$0 premium may sound attractive on the surface, but in reality these plans have out-of-pocket expenses many people don't plan for.
Med Supp has always been a great choice for retired seniors, and its appeal for agents as a versatile lead-in for cross-selling is growing stronger than ever.
Change in the Medicare market is almost certain, and agents who want to thrive selling to seniors must be prepared to learn and adapt when change comes.
Conducting annual policy reviews with your clients is a great way to generate sales right out of your existing book of business.
Even in a tough economy, buy-sell arrangements present great sales opportunities with the small business market.
A recent article in Agent's Sales Journal showed how a fixed indexed annuity had outperformed the S&P over the last 10 years.
Even if your clients can't afford a hefty premium now, theycan still build a robust cash value on thier IUL if they commit to growing premium payments over time.
In this case study, the clients wanted a product that could, if needed, provide a lump sum loan amount for future costs of education for a newborn child.