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Combine the benefits today's customers want with an innovative structure that gains value by providing more coverage over time. Cigna’s Flexible Choice Dental, Vision & Hearing is different from other policies of its kind.
DOL to Redefine 'Fiduciary' in New Rule
ThinkAdvisor - The Labor Department plans to issue a proposed rulemaking to update the definition of “fiduciary,” according to its just-released regulatory flexibility agenda filed with the Office of Management and Budget’s Office of Information and Regulatory Affairs.
In this issue: Updated Lead Advantage Pro® Video Training Library; A Partner That Rewards You for Your Business; Why All the Buzz About Roth Conversions Now?; Increase Medicare Leads Using an Automated Communication System; SMS Expands Offering to Include Financial Advisory Services With RIA
Converting money from a traditional retirement account to a Roth account is not a new strategy to help clients with retirement planning, but it’s experiencing a renewed sense of urgency. Here's why and what this opportunity means to insurance and retirement planning professionals.
A Partner That Rewards You for Your Business
Senior Market Sales® takes the time and makes the effort to ensure that its agent partners experience a symbiotic relationship. To put it simply, the more you do business with SMS, the more you will receive in terms of rewards. Here’s just a sampling of what SMS offers in that regard.
Senior Market Sales has acquired Sequent Planning, a registered investment adviser (RIA), to provide additional opportunities for insurance and retirement planning professionals as the industry has moved toward a higher standard of care and more holistic planning.
States Embrace Best Interest Annuity Standard
InsuranceNewsNet - As 2020 progressed through the summer, many insurance regulators were concerned that best-interest annuity sales rules were not being adopted in many states.
In this issue: GoGoMeds: A New Way to Add Value and Build Client Loyalty; The Importance of Social Security Planning to Your Clients; Sales Forum Producer Panel; New Prospecting Pieces Available; A Solid Platform for Medicare Sales
A Solid Platform is Key to Medicare Insurance Sales Success
When it comes to the Medicare insurance industry, agents who have a strong platform are those most likely to see the greatest success. Coordinating and managing the various aspects of the job can be daunting, and the reason that some fail. Conversely, many who succeed are those who utilize the tools available to streamline their business for maximum productivity. This article looks at some of the valuable tools available to Medicare agents.
New DOL Fiduciary Rule Creating Regulatory Whiplash
ThinkAdvisor - The Labor Department is setting up “regulatory whiplash” and huge compliance costs by requiring retirement advisors to comply with a new fiduciary prohibited transaction exemption that it plans to eventually amend, attorneys at Eversheds Sutherland warn.
Foresters Benefits of Membership Brochure
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Want Leads, Happy Clients, Referrals and Growth? Social Security Planning Has It All
The baby boom retirement wave is here, and that means hundreds of thousands of potential clients asking, “When should I file for Social Security?” If you aren’t helping answer this question, you’re missing out on one of the biggest opportunities to grow your business. With the right support and technology, incorporating Social Security planning into your existing practice can be simple and can produce both immediate and long-term, sustained growth.
What to Do About the Return of the DOL Rule
ThinkAdvisor - Much to the chagrin of the advisory community, the Department of Labor rule is back — in a new “prohibited transaction exemption.” Although the PTE became effective on Feb. 16, 2021, as discussed below, full compliance will not be required until Dec. 20, 2021.
DOL Issues Fiduciary Rule Guidance, Spells Out Compliance Requirements
Financial Advisor IQ - The Department of Labor issued yesterday guidance on fiduciary investment advice for retirement investors, employee benefit plans and investment advisors.
DOL Releases Fiduciary Rule Guidance
ThinkAdvisor - The guidance, released by Labor’s Employee Benefits Security Administration, relates to the department’s “Improving Investment Advice for Workers & Retirees” exemption and follows its Feb. 12 announcement that the Trump-era exemption would go into effect as scheduled on Feb. 16.