With today’s low interest rates, a single-premium life insurance can be a better vehicle to accomplish a client’s goal of passing on money to a loved one than a certificate of deposit.
Senior Market Sales can help you design cases to see if an Ameritas Life Corp. single-premium product would be a good solution for your clients. Rolling a CD into a single-premium life policy can be an attractive option for a client who doesn’t need the CD as an emergency fund.
With a single-premium policy, the client can:
A grandparent intending to pass on a $100,000 CD to two grandsons could expect each grandchild to receive roughly $40,000 after taxes. But put that money into a single-premium life insurance policy and double the death benefit, and each grandchild could get $100,000 tax free.
Call a life marketing consultant at 1.877.888.0166 to see how this sales concept works in practice or to design a case for a client. We’ll show you this exciting Ameritas product and others.