Every year people enrolled in Medicare Advantage (MA) plans have the right to disenroll from their current plan and select a new MA plan or return to Original Medicare and purchase a Medicare Supplement plan. Here are 5 questions and answers about the process of disenrolling from Medicare Advantage.
Open Enrollment Period (Jan. 1 - March 31) - People may make one change:
Special Election Period: Members are in a special election period when an MA plan withdraws from the market, the member moves out of the service area, etc. If members disenroll to Medicare, MA organizations must notify them of their Medicare supplement guarantee issue rights.
MA members may apply for a guarantee-issue Medicare Supplement policy if they:
Individuals two different ways to disenroll from an MA plan: By writing their plan or by calling their plan or 1-800-Medicare (a written request for disenrollment may be required).
The MA organization must provide a disenrollment notice within seven business days of receiving the request.
If disenrollment occurs during the Open Enrollment Period, it is effective first day of the month after the month the MA organization receives a completed disenrollment request.
For disenrollments that result in a Special Election Period, the effective date varies by situation. See plan rules for guidance.
Because situations vary, contact your State Health Insurance Assistance Program (SHIP office) or call (800) MEDICARE.