SMS Features Three Disability Income Insurance Carriers for Disability Insurance Awareness Month

  • Originally published May 10, 2016 , last updated January 16, 2018
  • Assurity, Mutual of Omaha, Ameritas
SMS Features Three Disability Income Insurance Carriers for Disability Insurance Awareness Month

May is disability insurance awareness month. SMS is featuring three carriers' disability products during this month. For more information, call 1-877-888-0166.

Assurity

AssurityBalance® Century+ Individual Disability Income Insurance is individual guaranteed-renewable disability income coverage. It's ideal for individuals in the middle income market and a variety of occupations including the self-employed.

Why DI?
  • Imagine your client is sick or injured and unable to work — how long could they pay their bills?
  • Everything is at risk with a disability — home, savings, retirement funds and future financial security
  • Paycheck protection helps replace lost income and secure your client's lifestyle
  • Most people underestimate their chances of a disability

Mutual of Omaha

Most consumers have never been approached by an agent about the need for disability income protection. That means there are opportunities all around you to simply start the conversation and help consumers consider protecting their most important asset, their income.

Middle market consumers are greatly underserved when it comes to having DI protection. With Disability Income Choice, you have flexible products designed specifically to meet their needs and budget.

Ameritas

DInamic Fundamental® offers simple, affordable and attainable disability income coverage. This guaranteed renewable policy provides benefits for total disability, has no elimination period, offers limited underwriting and provides payment in a single lump sum (or equal payments for six months).

DInamic Fundamental targets middle income earner and homemakers, the vast majority of whom have not protected their incomes from the risk of disability. DInamic Fundamental can provide significant value to those who:

  • Earn $40,000-$100,000 annual income
  • Work at least 30 hours per week
  • Typically have little or do DI coverage in force
  • Homemakers with little to no income (working less than 30 hours per week) outside the home