Three Ways to Ease Business-Traveling Clients' Anxiety

  • Originally published April 4, 2016 , last updated April 29, 2016
Three Ways to Ease Business-Traveling Clients' Anxiety

To many, the world is a scary place, as businesses and consumers are more tuned in to world events than ever before. When opportunity knocks in our worldwide economy, many businesses find they need employees to travel to parts of the world that may present more dangers than in their own neighborhoods. That just might stir up some anxiety with the employees and their families and even the business’ HR Department. Worldwide businesses take measures to insure their employees’ safety and security. This presents you the opportunity to be part of their insurance solutions with travel insurance plans.

When you become a Travel Insurance Center affiliate, you can simply refer clients to us and you’ll get paid if they purchase a plan. Travel Insurance Center’s new tool makes it even easier for your clients to get an expert’s customized recommendation for travel insurance.

Familiarize yourself with three types of coverage that could help ease your business-traveling clients’ anxieties:

Business Travel Accident (BTA) coverage

Coverage for employees traveling on domestic and international business

  • Accidental Death & Dismemberment
  • Accident Medical
  • Out-of-Country Medical
  • 24-Hour Travel Assistance
  • Employee/Non-Employee Groups
  • Emergency Medical Evacuation
  • Business & Pleasure Coverage Available
  • Security Evacuation

Kidnap and ransom coverage

For individuals and groups traveling outside their home country

  • Kidnap/Alleged Kidnap
  • Wrongful Detention
  • 24-Hour Emergency Response Help Line
  • Death/Dismemberment Benefits
  • Ransom/Extortion Payment
  • Hijacking
  • Business Interruption
  • Judgement, Settlements and Defense Costs

Global health insurance

  • Up To $1 Million Medical Coverage
  • Lost Baggage
  • Medical Evacuation
  • Emergency Dental
  • Up To $1 Million AD&D
  • Trip Interruption
  • Emergency Reunion
  • Repatriation of Remains

With global health insurance, optional riders are available for certain “war risk” areas:

Area 1 War Risk Coverage (covers Areas 1, 2, and 3) 
Afghanistan, Algeria, Cameroon, Iran, Iraq, Israel, Libya, Nigeria, North Korea, Pakistan, Palestinian Territories, Russian Federation (North Caucasus Region Of Russia), Saudi Arabia, Somalia, Syria, Ukraine and Yemen.

Area 2 War Risk Coverage (covers Areas 2 and 3)
Armenia, Azerbaijan, Bahrain, Bangladesh, Bolivia, Burma, Burundi, Central African Republic, Chad, Colombia, Congo (Democratic Republic), East Timor, Egypt, Eritrea, Haiti, India - Jammu, India - Kashmir, India - Mumbai, Indonesia, Ivory Coast, Kenya, Kyrgyzstan, Lebanon, Liberia, Mali, Mauritania, Mexico, Nepal, Niger, Oman, Papua New Guinea, Philippines, Qatar, Sierra Leone, South Sudan, Sri Lanka, Sudan, Uzbekistan, Venezuela and Zimbabwe.

Area 3 War Risk Coverage (covers Areas 3 countries only)

All other destinations not previously listed as under Area 1 or Area 2.

Being aware of these types of business travel protection prepares you for a cross-sell opportunity the next time you hear that one of your clients is traveling worldwide for business. As a Travel Insurance center affiliate, you can either offer these products directly or refer them to us so that we can help them. Remember to add the travel line of authority to your insurance license when you become an affiliate. Just check www.nipr.com to see what you’ll need.

Become an affiliate today!