Travel Insurance Center's Top 10 Travel Insurance Plans

  • Originally published July 7, 2015 , last updated September 29, 2015
Travel Insurance Center's Top 10 Travel Insurance Plans

With so many travel insurance plans out there, how do you know which to choose? Travel Insurance Center has compiled a list of our top 10 choices for travel insurance. These also are our best-sellers. Why? Trip protection, travel medical coverage, AD&D and emergency evacuation.

Use this list to help your clients along with our Policy Picker®. Or send them our way, and we’ll help. But make sure you sign up as an affiliate so you get paid a commission on each successful sale or referral!

1. Travelex Travel Insurance
Headquarters: London, with North American offices in New York City; Omaha, Nebraska; Washington, D.C.; and Toronto in Canada
Underwriter(s): Stonebridge Casualty Insurance, Transamerica Casualty Insurance, Old Republic Insurance Company
Sample policy: Travel Select — Policy covers $50,000 for medical expenses and $500,000 for medical evacuation and repatriation of remains. Includes trip cancellation/interruption, baggage coverage and travel delay/missed connection coverage. All ages.

2. Travel Insured International
Headquarters: Glastonbury, Connecticut
Underwriter(s): United States Fire Insurance Company
Sample policy: Worldwide Trip Protector — Policy covers $100,000 accident and sickness medical expenses and $1 million for emergency evacuation and repatriation of remains. Includes trip cancellation/interruption, baggage coverage and travel delay/missed connection coverage. All ages.

3. Travel Guard
Headquarters: Stevens Point, Wisconsin
Underwriter(s): National Union Fire Insurance Company of Pittsburgh, Pennsylvania
Sample policy: Travel Guard Gold —Policy covers $25,000 accident and sickness medical expenses and $500,000 for emergency evacuation and repatriation of remains. Includes trip cancellation/interruption, baggage coverage and trip delay coverage. All ages.

4. RoamRight
Headquarters: Hunt Valley, Maryland
Underwriter(s): Arch Insurance Company
Sample policy: RoamRight Preferred — Policy covers $50,000 for accident and sickness medical expenses and $500,000 for emergency evacuation and repatriation of remains. Includes trip cancellation/interruption, baggage coverage and travel delay/missed connection coverage. Medical-only policy available. All ages.

5. Global Underwriters
Headquarters: Cincinnatti, Ohio
Underwriter(s): United States Fire Insurance Company
Sample policy: Global Accident Protection 24/7 — Accidental death and dismemberment coverage for travel to anywhere in the world. Coverage 24 hours a day, seven days a week for any accident that may occur, not just flight accident. Optional war risk coverage available. Area 1 and Area 2 hazardous countries coverage is available to purchase online. Ages 18+.

6. TravelSafe Insurance
Headquartered: Wyomissing, Pennsylvania
Underwriter(s): United States Fire Insurance Company
Sample policy: TravelSafe Classic — Policy covers $100,000 for accident and sickness medical expenses and $1 million for emergency evacuation and repatriation of remains. Includes trip cancellation/interruption, baggage coverage and travel delay/missed connection coverage. Medical-only policy available. All ages. (Ages 80 and older are limited to an insured trip length of 30 days.)

7. IMG Global (International Medical Group)
Headquarters: Indianapolis, Indiana
Underwriter(s): Sirius International
Sample policy: Patriot Travel Medical Insurance — Policy covers $50,000 to $2 million in international medical expenses, plus a range of emergency medical evacuation/repatriation benefits. All ages (reduced benefits for ages 70+).

8. Insuractive
Headquarters: Omaha, Nebraska
Underwriter(s): United States Fire Insurance Company
Sample policy: Annual or >Single Round Trip Travel Accident Elite — Common Carrier accidental death and dismemberment coverage for trips up to 30 days in length. For only $59, you receive $1 million worth of coverage for travel on all forms of licensed public transportation that you have paid a fare to travel on. Planes, trains, bus, taxi, limo or ferry. Ages 18 and older. 

9. GeoBlue
Headquarters: Radnor, Pennsylvania
Underwriter(s): BCS Insurance Company
Sample policy: GeoBlue Trekker Choice —  Multi-trip international medical insurance $250,000 (maximum $100,000 for ages 70-84) and emergency medical evacuation benefit of $500,000 up to age 84. Pre-existing medical conditions are not excluded. The $50 deductible is waived if GeoBlue international physician network is utilized. Issued to age 84.

10. Medjet Assist
Headquarters: Birmingham, Alabama
Underwriter(s): Certain Underwriters at Lloyd’s, London
Sample policy: Annual membership — Medjet arranges air-medical transport services for members who are hospitalized on an inpatient basis more than 150 miles from their home, either in the United States or abroad, to the hospital of their choice in their home country. Ages 0 to 74. Diamond Membership available for ages 75 to 85.