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Indexed Annuities from National Western

Introducing Indexed Annuities from National Western Life Insurance Company®

National Western is an established A-rated carrier with stellar financials and an annuity portfolio that will make a BIG impression on your clients.

Ask us about the up to 10% premium bonus on the National Western Life Ultra Future®!

More Unique Features

Call SMS at 1-877-645-4939 for more information on National Western and how to get contracted!

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Medicare Supplement

Cigna Announces New Medicare Supplement Plans
Cigna's new Medicare Supplement Plans have already been filed and approved in AL, IA, NM, OK and SD. Download a rate analysis comparing Cigna's rates to top competitors in 25 states.

Ask Roger: Plan G or Plan F?
This week's question deals with which plan is right for clients on a limited budget: Plan G, Plan F or something else? Got a Medicare question? E-mail it to AskRoger@SeniorMarketSales.com.

Make Magic Happen with Manhattan Life — Now Approved in Michigan
Senior Market Sales is proud to announce a new opportunity for Medicare Supplement agents with Manhattan Life Insurance Company. This carrier is now approved for sale in AL, AZ, IN, MI, MO and OH.

Med Supp Opportunities during MADP: Rate Sheets Available!
The Medicare Advantage Disenrollment Period is a great time for you to talk about Medicare Supplement. Download exclusive rate sheets comparing F, G, N and High Deductible F in every state.

SMS Medicare Supplement Department: 1-877-888-9996

Medicare Advantage & Part D

Special Needs Plans Worth Considering
Have you considered selling UnitedHealthcare's Special Needs Plans? Qualifying Medicare beneficiaries can enroll year-round so you're not limiting your sales to the Annual Election Period. Click here to learn more.

AICOE Enrollments on the Rise
In the final weeks of the AEP, we saw a steep increase in agents enrolling their clients using AICOE, a proprietary online enrollment process for Medicare Advantage and Part D. Watch this video to learn more about how to use AICOE to execute compliant online enrollments.

SMS Medicare Advantage Department: 1-877-645-0147


A New Kind of Financial Seminar
You know the typical financial seminar: where you talk about product and half the people are there for the free meal. We've gotten much better results with an educational seminar that attracts people who are there to listen and learn from you, not eat the food.

Think the RMD Solution is Dead? Think Again…
If you thought recent product changes put this powerful sales concept out of commission, think again. Find out why we think Annexus producers will continue to write billions in fixed indexed annuity premium using the RMD Solution.

American Tax Relief Act Explained
On January 1, 2013, Congress approved a new law to avert the some of the concerns surrounding the "Fiscal Cliff" issues. The package contains about $620 billion in higher taxes over 10 years, mostly falling on high-income Americans. Read more about the new law.

SMS Annuity Department: 1-877-645-4939

Long-Term Care

Long-Term Care Options Part 2: Linked Benefit Products
When should you sell linked-benefit products? Why should you sell them and to whom? Get answers to all your questions about linked-benefit products.

Increase Earnings with John Hancock's Benefit Builder Bonus
Agents who sell John Hancock's new and innovative Custom Care III featuring Benefit Builder from January 1, 2013 through June 30, 2013, can increase their earnings as part of the Benefit Builder Bonus program. Learn more about the Benefit Builder product.

Are Compliance Issues Delaying Your Policies?
One critical piece that is required when you submit LTC business is you have your CE requirements up to date. Don't let compliance issues hold you up. Click here for more information.

SMS LTC Department: 1-888-456-8884 Opt 4

Life Insurance

Webinar: Single-Premium Life Solutions
Join Todd Davis for a webinar on January 31st at 11:00 am CDT to learn how to help your clients leverage their assets and leave a larger legacy using single-premium life. Get case studies, prospecting tips, product break-downs and more. Webinar Details.

Insuring What You Love
With Valentine's Day almost here, share these links and activities with your clients to get the conversation started about buying Life Insurance to protect the ones they love.

SMS Life Department: 1-877-888-0166

Travel Insurance

Traveling to Mardi Gras? Here's Some things to Consider…
If you or your clients are traveling for Mardis Gras, you should consider travel insurance. Here are some tips to help you find the right coverage and stay out of trouble while you're there.

For information on how to become an SMS Travel Insurance affiliate and add Travel Insurance to your product portfolio please visit www.TravelHealthAgent.com.

SMS Travel Department: 1-866-979-6753

In this eNewsletter:
New Carrier: National Western
Cigna Announces New Med Supp
SNPs Worth Considering
A New Kind of Financial Seminar
Linked Benefit LTC Products
Single-Premium Life Solutions
Traveling to Mardi Gras?
7 Single-Premium Life Sales Ideas
Featured Training . . .

Marketing Baltimore Life's Tax Efficient, Asset Transfer Products
Learn about sales ideas, marketing, and point-of-sale materials available from Baltimore Life to support you in the asset transfer market!
Feb. 6th, 2013 at 11:00 am EDT
Webinar Details
Register Now

 Sales Tips from
"Successful People"

Each week in this section SMS brings you sales and marketing tips from successful agents, advisors and marketers to help you expand your knowledge and increase your sales.

This Week's Tip:
7 Single-Premium Life Sales Ideas

Other Sales Tips:
SMS Sales Tip Archive

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