Combine the benefits today's customers want with an innovative structure that gains value by providing more coverage over time. Cigna’s Flexible Choice Dental, Vision & Hearing is different from other policies of its kind.
Customers can visit the provider of their choice, or take advantage of lower rates and discounts by choosing from a national dental network of over 85,000 participating providers.
Value and benefits that grow over time.
Competitive commissions, sales support and incentives.
*Dental major restorative benefits are maxed at 60% in years 2+ with 60% for all years if waiting period is waived. Hearing benefits are 0% in year one and increase to 70%, 80% and to 90% in successive years.
**The policy cannot be terminated for any reason other than nonpayment of premium or material misrepresentation in the application for insurance.