Why SMS for Life Insurance?

SMS strives to make writing life cases as hassle-free as possible. Our team will run illustrations, order paramed exams and interface with underwriting, and our case managers follow your case from the time the application is submitted to the carrier until it’s issued and commissions are paid.

We offer core carriers with name-brand recognition, competitive products and peace of mind for clients. Some of our carriers specialize in large cases and have the underwriting to support it, and others can provide advance sales attorneys to help with more intricate planning needs. We also have single-premium options and simplified issue or guaranteed issue options for clients who need it. No matter the need, we can provide the right solution for your clients.

Whether it’s a tax planning, financial planning or estate planning scenario, we can help design the best solution for your clients’ needs.


  • Final expense
  • Guaranteed universal life
  • Indexed universal life
  • Survivorship
  • Term life
  • Universal life
  • Whole life

Our Life Insurance Carriers

Click the logos below for a quote:

SMS also offers:

  • Training webinars
  • A large library of training videos

In addition to life, long-term care and annuities, SMS offers unique solutions for Medicare and Social Security that will provide you with solutions for your existing clients, help you market yourself more effectively, retain more clients and ultimately generate more revenue.

Words From Our Agents

“SMS is the backbone of our agency”

— Judith Moses

“We were very impressed by the service. . . . The technology that they use to take you to the next level has always been impressive to me, as well as product knowledge.”

— Raul Cardenas