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Medicare Solutions
Recent changes to Medicare have brought about more healthcare choices for mature Americans than ever before. Today when you are eligible for Medicare you can choose to receive healthcare through the Original Medicare program only; or apply for a Medicare Supplement (Medigap plan) to fill in the "gaps" in Medicare coverage with few if any copays or deductibles. In many areas you can also opt for a Medicare Advantage plan that may have lower premiums, even a $0 premium in some counties. Prescription Drug Plans (Medicare Part D) are also now on offer nationwide either as a stand-alone plan or bundled into a low-cost Medicare Advantage Plan.
Medicare Supplement
Medicare Supplement policies cover costs not paid by Medicare, such as co-pays and deductibles for doctor visits and hospitalization. Plans offer comprehensive coverage so you can see any doctor and there are usually few if any out-of-pocket expenses.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Premiums are often low and $0 premium plans are available in many areas.
Long-Term Care
Long-Term Care insurance provides coverage for many services used by people who have disabilities or chronic (long-lasting) illnesses. Both tax-qualified and non-qualified plans as well as a special stand alone home health care plan are available.
Life Insurance
Life Insurance can be an important part of your estate plan. Final expense, Term life and Whole life insurance policies are available to help plan for the future.
Annuity Products
Annuities help you plan for a long life by providing for an income upon retirement. Annuities are the opposite of life insurance providing a monthly income during your life time.
Dental Insurance
Dental Insurance is an important complement to any health insurance plan. We offer simple and flexible dental plans available to individuals from 18 years old and beyond.
Indiv. Health
Health insurance minimizes the risk of financial loss due to illness and injuries. High quality individual health insurance plans can be purchased to meet short- and long-term needs.
Travel Insurance
There are many types of travel insurance and choosing the right plan can be confusing. Becoming familiar with the basic types of plans and the specialized terms will make it easier to compare plans.
We are not connected with or endorsed by the United States Government or the federal Medicare program.
This website includes insurance solicitations and advertisements.