Alice Love  
To speak with a licensed insurance agent call  
(804) 912-3755  
 
Medicare Supplement
Medicare Supplement policies cover costs not paid by Medicare, such as co-pays and deductibles for doctor visits and hospitalization. Plans offer comprehensive coverage so you can see any doctor and there are usually few if any out-of-pocket expenses.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services. Premiums are often low and $0 premium plans are available in many areas.
Long-Term Care
Long-Term Care insurance provides coverage for many services used by people who have disabilities or chronic (long-lasting) illnesses. Both tax-qualified and non-qualified plans as well as a special stand alone home health care plan are available.
Annuity Products
Annuities help you plan for a long life by providing for an income upon retirement. Annuities are the opposite of life insurance providing a monthly income during your life time.