The principle purpose of the Senior Market Sales® (SMS) Compliance Program is to promote and facilitate corporate governance of operations and services rendered in accordance with established laws, regulatory requirements and policies outlined by carriers with whom SMS is contracted. The Compliance Program ensures the business operations of SMS reflect the values, integrity and commitment to compliance.

The Compliance Oversight Committee (Committee) provides executive level direction and oversight for guidance set forth by carriers with whom SMS is contracted, and/or applicable law.


Stay on top of the ever-evolving regulatory environment and avoiding the severe consequences of a data breach with these helpful tips and resources about cybersecurity. Login to SMS and download the New York Agent Guide to Cybersecurity here.


The complete principle purpose of the Senior Market Sales® (SMS) Compliance Program.

Contact SMS Compliance

Contact the SMS Compliance Team and/or submit files for compliance review.

Medicare Compliance

Requirements for building a Medicare Compliance Program, FDR requirements, Compliant Medicare Advantage presentations and more.