OneAmerica is a non-traditional LTC carrier that can provide an excellent alternative solution for LTC for your clients.
Need a hybrid option for LTC? Rainy day funds can be quickly exhausted with a long-term care event. Use the rainy day asset to purchase a much larger pool of dollars that can be used for LTC expenses. Single pay, 10 pay and modal pays available.
Re-positioning assets into a OneAmerica State Life product can provide benefits for LTC. If the LTC benefit is not used, the value is paid to the beneficiary in the form of a death benefit or annuity payout.