Financial Solutions

Multi-Year Guaranteed Annuity (MYGA)

MYGAs are fixed-rate annuities which offer a guaranteed rate of return for a specified number of years. Because of this guaranteed rate, clients know exactly how much growth to expect in their account over time.


You need a partner that offers real solutions that help you reach more prospects, get more referrals and, ultimately, grow your business.

Life Insurance

We make life easier for you with our personalized service, underwriting assistance, quoting tools and diverse portfolio of quality products your clients need.

Final Expense

SMS' final expense portfolio covers all of your final expense needs.

Long-Term Care Insurance

Our long-term care department is dedicated to making you more efficient, more knowledgeable and ultimately more profitable.