 
              
              Build Your Ultimate Health and Wealth Portfolio
Our national product portfolio allows agents and advisors to contract with top-rated and proprietary insurance carriers.
Solutions for Every Retirement Need and Beyond
SMS is the only FMO that is world-class in both health and wealth. This holistic platform means agents can serve every client need conveniently in one place, with holistic planning that earns their trust and their business for life.
 Medicare Supplement
 Medicare Advantage
 Part D
 Ancillary
 Under-65 health including ACA and ancillary health coverages
 Annuities
 Multi-year guaranteed annuities (MYGAs)
 Life
 Final expense 
 Long-term care
Top Products, Top Carriers
 
              
               
              
              Aetna
 
              
              ACE
 
              
              Aflac
 
              
              Allianz
 
              
              Allstate Health Solutions
 
              
              American Amicable
 
              
              American Equity
 
              
              American National
 
              
              Americo
 
              
              Ameritas
 
              
              Annexus Partner
 
              
              Assurity
 
              
              Athene
 
              
              Atrio
 
              
              Axonic Insurance
 
              
              Blue Cross Blue Shield of Illinois
 
              
              Blue Cross Blue Shield of Montana
 
              
              Blue Cross Blue Shield of New Mexico
 
              
              Blue Cross Blue Shield of Oklahoma
 
              
              Blue Cross Blue Shield of Texas
 
              
              Blue Shield of California
 
              
              Cigna
 
              
              Cincinnati Life Insurance Company
 
              
              Clear Spring Health
 
              
              Columbus Life
 
              
              Corebridge Financial
 
              
              Devoted
 
              
              Elevance Health
 
              
              EquiTrust
 
              
              Fidelity & Guaranty Life (F&G)
 
              
              Foresters Financial
 
              
              Global Atlantic
 
              
              GPM Health & Life
 
              
              Guarantee Trust Life
 
              
              Guaranty Income Life Insurance Company
 
              
              HealthSpring
 
              
              Humana
 
              
              Insurance Company of North America
 
              
              John Hancock
 
              
              Legal & General America
 
              
              Liberty Bankers Life
 
              
              Lincoln Financial Group
 
              
              MassMutual
 
              
              MassMutual Ascend
 
              
              Minnesota Life
 
              
              Mutual of Omaha
 
              
              Nassau
 
              
              National Guardian Life
 
              
              National Life Group
 
              
              National Western Life
 
              
              Nationwide
 
              
              NCD
 
              
              North American
 
              
              Oceanview
 
              
              OneAmerica
 
              
              Oxford Life
 
              
              Pacific Life
 
              
              Physicians Mutual
 
              
              Principal
 
              
              Protective Life
 
              
              ProtectorPlus Dental
 
              
              Prudential
 
              
              Reliance Standard Life
 
              
              Sagicor Life
 
              
              SBLI
 
              
              Securian Financial
 
              
              Select Health
 
              
              SILAC
 
              
              Symetra
 
              
              Thrivent
 
              
              Transamerica
 
              
              United American
 
              
              UnitedHealthcare®
 
              
              UnitedHealthOne
 
              
              United of Omaha
 
              
              Wellabe
 
              
              Wellcare
 
              
              WoodmenLife
 
              
              Zing Health
Every Client Need Covered
SMS offers additional distribution channels that provide our agents and advisors more ways to expand their businesses and to serve their clients’ every need.

Investment Management
Sequent PlanningTM is SMS’ wholly owned Registered Investment Adviser. Producers can refer clients to a network of financial advisors who can design holistic retirement plans, or expand their own businesses by accessing tools, education and support to become or add an investment advisor representative.

Travel Insurance
Agents and advisors can help clients get the protection they need when traveling simply by referring clients to the experts at Travel Insurance Center®. Producers earn referral fees for purchased policies.

Medicare Referral Service
Professionals who don’t sell Medicare or under-65 individual health plans or aren’t registered in a state where a client resides can refer clients to Medicare BackOffice®. The licensed insurance agents can help clients enroll in Medicare or ACA Marketplace plans. Producers earn referral fees for purchased policies.
Get Started With Your Free Consultation
Explore how you can serve all your clients’ health and wealth needs and grow your business.
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