News & Updates
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3 Questions to Determine Income Rider Suitability
Income riders are a popular feature on fixed indexed annuities. But they are not one-size-fits-all, suitable for anyone who wants to generate an income stream.
Indexed Annuities Outperform the Index
A recent article in Agent's Sales Journal showed how a fixed indexed annuity had outperformed the S&P over the last 10 years.
Changes to Medicare — The Only Thing We Have to Fear Is Fear Itself
Are you ready for change?
The Pros and Cons of Premium Finance
Premium financing allows wealthy people to borrow money to pay large life insurance premiums. As with anything, there are pros and cons to such a practice.
Exploring Medicare's Past, Present and Future
Who better to offer wisdom on the past, present and future of Medicare than the owner and CEO of SMS himself, Milton M. Kleinberg?
3 Questions to Consider When Selling a Guaranteed Death Benefit Plan
When determining which product best suits your clients who are looking for guaranteed death benefit coverage, consider these 3 questions.
SEC Study Calls for Uniform Fiduciary Standard
The SEC's long-awaited study on fiduciary standards calls for adoption of a uniform fiduciary standard of care for broker-dealers and investment advisors.
Travel Coverage Misconceptions
Many travelers are under the misconception that they don't need travel insurance and that their credit cards or medical insurance will cover them.
Preventing Policy Lapses in IULs
A main concern about using life insurance to show a tremendous potential tax-free income stream is the possibility of policy lapse causing an income tax event.
New Annexus Product Compliant With Florida S 2176
Annexus and Aviva have reacted quickly to FL S 2176, releasing two new products specifically for Florida that are compliant with the new law.
Growing Need for Dental Insurance Among Seniors
Lack of Medicare dental coverage, a growing senior population, and dental care-related medical concerns are increasing the demand for Senior Dental insurance.
Lead Nurturing Tips for Insurance Agents
What do you do when someone isn’t ready to buy right now?
Index Universal Life Certification Exam
Learn the steps you need to follow to take North American's Index Universal Life Certification Exam.
Retirees Experiencing a Different Kind of Liquidity Crisis
The economic crisis of 2008 sparked a flight to safety among investors, especially retirees. But a study indicates that some went too far.