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Cigna-HealthSpring Code of Conduct

Cigna code of ethics and principles of conduct

Humana Code of Conduct

Humana principles of business ethics for health care providers and business partners.

LTC Tax Guide Book

A tax guide book from OneAmerica.

Darrel Harris

Darrel started his insurance career seven years ago. He worked in the field for two years, and then became a captive agent selling dental, life and Medicare Supplement insurance plans. 

Jennifer McMahon

As vice president of operations, Jennifer McMahon oversees the day-to-day operations at the Senior Market Sales headquarters in Omaha, NE.

Bob Harding

As Chief Technology Officer for Senior Market Sales, Bob is responsible for the overall strategy, planning, organization and execution of all technology development for SMS. 

Abbie Turner

Growing up with both parents working in the insurance industry — her Father, Dan, is Director of Marketing for Travel Insurance and International Benefits here at Senior Market Sales — Abbie felt right at home when she started her insurance career at SMS in 2011.

Stand Out From Other Medicare Agents by Offering Fresh Choices

How do you differentiate yourself and rise above the competition? The answer is simple – sell good, competitive products that provide more choices than your competition.  We are now entering an inflationary environment for Medicare Supplement with rate increases in 2020 about three points higher than in 2019.  With substantial changes in premium, it is a good time to assess your portfolio and add carriers with fresh new business rates. 

Pierre Miller III

As an Associate Marketing Consultant, Pierre works with broker dealers and agents to find different annuity solutions that will bring more value to their business.

Making Sense of Roth IRA Conversions

Making Sense of Roth IRA Conversations. Here are some benefits of a Roth that may appeal to your retirement-age clients. Long-term tax benefits, tax diversification, no lifetime distributions, social security taxation, and tax-free legacy are some of the reasons to consider a Roth.

About

Senior Market Sales, Inc. (SMS) is a full-service insurance marketing organization (IMO) dedicated to helping independent insurance agents leverage time, make more money and put their business in a position of distinction.

Randy Johnson

Randy has 32 years of experience in the industry, 26 of which were spent in the field. Owning his own financial business gave him a lot of experience and makes him a great source of knowledge. He also earned his CFP* designation and was certified as a METDESK agent while with New England Financial.

Robert Kelson

Robert Kelson is Vice President of Independent Retirement Sales. He is responsible for growing fixed index annuities (FIA) sales within the Independent Marketing Organization (IMO) channel. In this role, Robert trains marketers and agents on the company’s products, manages key accounts and helps ensure his team meets their sales goals.

Cecil Kay

Cecil is an intellectual property attorney in Northern Virginia.  For over 20 years, he has focused his practice on assisting clients in capturing and deploying their intellectual property assets to maximum benefit, through litigation and enforcement, licensing, and through the acquisition and deployment of funding for development of the client’s intellectual property assets.